The Wall Street Journal reported today that 1 in 7 households with mortgages are either in the foreclosure process or delinquent in payment on their first mortgage. Based on data from the Mortgage Bankers Association, this report suggests that delinquencies are at a new highest rate since the beginning of the present 'crisis.' As existing home sales and the broader economy recover, a solution for homeowners without the ability to pay for their homes has yet to arrive.